/* =====================================================================
 * Marker Finance: additions for the rebuilt site.
 * Uses the existing brand variables from styles.css (--brand, --ink, --muted, --line, --radius).
 * Logical properties (margin-inline, padding-inline, inset-inline) so the same rules work right-to-left.
 * ===================================================================== */

/* Accessibility */
.mf-skip{position:absolute;inset-inline-start:-9999px;top:8px;z-index:10000;background:var(--brand);color:#fff;padding:10px 16px;border-radius:8px}
.mf-skip:focus{inset-inline-start:8px}
:focus-visible{outline:2px solid var(--brand);outline-offset:2px}
.mf-hp{position:absolute!important;inset-inline-start:-10000px;width:1px;height:1px;overflow:hidden}

/* Generic sections */
.mf-section{padding:72px 0}
.mf-section--tint{background:var(--brand-light)}
.mf-two-col{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.mf-section h2{font-size:clamp(24px,3vw,32px);line-height:1.2;margin:10px 0 18px;color:var(--ink)}
.mf-h3{font-size:16px;margin:20px 0 8px;color:var(--ink)}
.mf-small{font-size:13px;color:var(--muted);margin-top:14px}
.mf-small a,.mf-prose a,.pd-faq-body a,.calc-faq-body a,.mf-answer a{color:var(--brand);text-decoration:underline;text-underline-offset:2px}

/* Answer-first summary in heroes */
.mf-answer{font-size:17px;line-height:1.6;color:var(--ink);background:rgba(255,255,255,.7);border-inline-start:4px solid var(--brand);padding:14px 18px;border-radius:10px;margin:14px 0 12px}
.mf-stats-note{font-size:12px;color:var(--muted);margin-top:8px}

/* Lists */
.mf-check-list,.mf-dot-list{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.mf-check-list li{position:relative;padding-inline-start:30px;line-height:1.5}
.mf-check-list li::before{content:"";position:absolute;inset-inline-start:0;top:3px;width:18px;height:18px;border-radius:50%;background:var(--brand-light);box-shadow:inset 0 0 0 2px var(--brand)}
.mf-check-list li::after{content:"";position:absolute;inset-inline-start:6px;top:7px;width:6px;height:9px;border:solid var(--brand);border-width:0 2px 2px 0;transform:rotate(45deg)}
.mf-dot-list li{position:relative;padding-inline-start:18px}
.mf-dot-list li::before{content:"";position:absolute;inset-inline-start:2px;top:10px;width:6px;height:6px;border-radius:50%;background:var(--brand)}

/* Steps */
.mf-steps{list-style:none;counter-reset:mfstep;padding:0;margin:0;display:grid;gap:14px}
.mf-steps li{counter-increment:mfstep;position:relative;padding:14px 16px 14px 60px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
[dir="rtl"] .mf-steps li{padding:14px 60px 14px 16px}
.mf-steps li::before{content:counter(mfstep);position:absolute;inset-inline-start:16px;top:14px;width:30px;height:30px;border-radius:50%;background:var(--brand);color:#fff;font-weight:700;display:grid;place-items:center;font-size:14px}
.mf-steps strong{display:block;color:var(--ink)}
.mf-steps span{color:var(--muted);font-size:14.5px}

/* Key facts */
.mf-facts{display:grid;gap:10px;margin:0}
.mf-facts div{display:flex;justify-content:space-between;gap:16px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 16px}
.mf-facts dt{color:var(--muted);font-size:14px}
.mf-facts dd{margin:0;font-weight:700;color:var(--ink);text-align:end}

/* Tools + guides row */
.mf-tools-row{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-bottom:28px}
.mf-tool-card,.mf-guides-box{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow)}
.mf-tool-card strong{display:block;font-size:20px;margin:8px 0 6px;color:var(--ink)}
.mf-tool-card span:not(.pd-eyebrow){color:var(--muted)}
.mf-tool-card em{display:block;margin-top:12px;font-style:normal;font-weight:600;color:var(--brand)}
.mf-tool-card:hover{border-color:var(--brand)}
.mf-guides-box ul{list-style:none;padding:0;margin:10px 0 0;display:grid;gap:10px}
.mf-guides-box a{color:var(--brand);font-weight:600}

/* Reviewed-by box */
.mf-reviewed{border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;background:#fbfcfe;font-size:14px}
.mf-reviewed-row{display:flex;gap:14px;align-items:center}
.mf-reviewed img{width:48px;height:48px;border-radius:50%;object-fit:cover}
.mf-reviewed-by{margin:0;color:var(--ink)}
.mf-reviewed-by a{color:var(--brand);font-weight:600}
.mf-reviewed-date{margin:2px 0 0;color:var(--muted);font-size:13px}
.mf-reviewed-sources{margin-top:12px}
.mf-reviewed-sources ul{margin:6px 0 0;padding-inline-start:18px}
.mf-reviewed-sources a{color:var(--brand)}
.mf-reviewed-note{margin:12px 0 0;color:var(--muted);font-size:12.5px}

/* Forms */
.mf-consent-check{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted);margin:6px 0 14px;line-height:1.45}
.mf-consent-check input{margin-top:3px;accent-color:var(--brand);width:16px;height:16px;flex:0 0 auto}
.mf-consent-check a{color:var(--brand);text-decoration:underline}
.mf-form-error{margin:12px 0 0;padding:10px 12px;border-radius:8px;background:#fdecec;color:#9b1c1c;font-size:13.5px}
.mf-form-error a{color:#9b1c1c;font-weight:700;text-decoration:underline}
.mf-form-alt{margin:12px 0 0;font-size:13px;color:var(--muted);text-align:center}
.mf-form-alt a{color:var(--brand);font-weight:600}
.pd-field select{appearance:auto}

/* Eligibility check (multi-step) */
.mf-elig{max-width:760px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:28px}
.mf-progress{height:6px;background:var(--brand-light);border-radius:6px;overflow:hidden;margin-bottom:8px}
.mf-progress-bar{height:100%;background:var(--brand);width:0;transition:width .3s ease}
.mf-progress-label{font-size:12.5px;color:var(--muted);margin:0 0 18px}
.mf-step{border:0;padding:0;margin:0}
.mf-step legend{font-size:clamp(20px,2.6vw,26px);font-weight:700;color:var(--ink);margin-bottom:6px;outline:none}
.mf-step-help{color:var(--muted);margin:0 0 18px}
.mf-options{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.mf-option{position:relative}
.mf-option input{position:absolute;opacity:0;inset:0;cursor:pointer}
.mf-option span{display:block;padding:16px 18px;border:1.5px solid var(--line);border-radius:12px;font-weight:600;color:var(--ink);transition:all .15s}
.mf-option input:checked+span{border-color:var(--brand);background:var(--brand-light);color:var(--brand)}
.mf-option input:focus-visible+span{outline:2px solid var(--brand);outline-offset:2px}
.mf-step-actions{display:flex;justify-content:space-between;gap:12px;margin-top:22px}
.mf-fields{display:grid;gap:14px}
.mf-fields label{display:grid;gap:6px;font-weight:600;font-size:14px;color:var(--ink)}
.mf-fields input,.mf-fields select{font:inherit;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font-weight:400}
.mf-fields input:focus,.mf-fields select:focus{border-color:var(--brand);outline:none}
.mf-elig-note{font-size:12.5px;color:var(--muted);margin-top:16px}

/* Simple content pages (guides, legal, profile) */
.mf-prose{max-width:760px;margin:0 auto;font-size:16.5px;line-height:1.7;color:var(--ink)}
.mf-prose h2{font-size:clamp(22px,2.6vw,28px);margin:40px 0 12px;line-height:1.25}
.mf-prose h3{font-size:19px;margin:28px 0 8px}
.mf-prose p,.mf-prose ul,.mf-prose ol,.mf-prose table{margin:0 0 16px}
.mf-prose ul,.mf-prose ol{padding-inline-start:22px}
.mf-prose li{margin-bottom:6px}
.mf-prose table{width:100%;border-collapse:collapse;font-size:15px}
.mf-prose th,.mf-prose td{border:1px solid var(--line);padding:10px 12px;text-align:start}
.mf-prose th{background:var(--brand-light)}
.mf-keyfacts{background:var(--brand-light);border-radius:var(--radius);padding:18px 22px;margin:0 0 28px}
.mf-keyfacts h2{margin:0 0 8px;font-size:18px}
.mf-keyfacts ul{margin:0}
.mf-toc{border:1px solid var(--line);border-radius:var(--radius);padding:16px 20px;margin:0 0 28px;font-size:15px}
.mf-toc strong{display:block;margin-bottom:6px}
.mf-toc ol{margin:0}
.mf-toc a{color:var(--brand)}
.mf-draft-banner{background:#fff7e0;border:1px solid #f0d58a;color:#6b4e00;padding:10px 14px;border-radius:10px;font-size:13.5px;margin:0 0 20px}
.mf-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.mf-card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}
.mf-card strong{display:block;color:var(--ink);margin:6px 0}
.mf-card span{color:var(--muted);font-size:14.5px}
.mf-card:hover{border-color:var(--brand)}
.mf-profile{display:grid;grid-template-columns:220px 1fr;gap:36px;align-items:start;max-width:960px;margin:0 auto}
.mf-profile img{width:220px;height:220px;border-radius:20px;object-fit:cover}

/* Calculator page additions */
.calc-tabs a.calc-tab{display:inline-flex;align-items:center;gap:8px;text-decoration:none}
.mf-calc-explain{padding:56px 0 0}

/* Footer disclaimer */
.mf-footer-disclaimer p{font-size:12px;color:rgba(255,255,255,.6);margin:0;padding:0 0 18px;line-height:1.5}

/* Mobile quick-contact bar */
.mf-mobile-bar{display:none}
@media (max-width:767px){
  .mf-mobile-bar{display:grid;grid-template-columns:1fr 1fr 1.4fr;position:fixed;inset-inline:0;bottom:0;z-index:900;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(5,68,139,.08);padding:8px 10px calc(8px + env(safe-area-inset-bottom))}
  .mf-mobile-bar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;font-size:12px;font-weight:600;color:var(--ink);min-height:48px}
  .mf-mobile-bar svg{width:20px;height:20px;color:var(--brand)}
  .mf-mobile-bar-cta{background:var(--brand);color:#fff!important;border-radius:10px;font-size:14px!important}
  body{padding-bottom:70px}
  .wa-float{display:none!important}
  .mf-two-col,.mf-tools-row,.mf-card-grid,.mf-profile{grid-template-columns:1fr}
  .mf-options{grid-template-columns:1fr}
  .mf-section{padding:48px 0}
  .mf-profile img{width:160px;height:160px}
}

/* Consent banner */
.mf-consent{position:fixed;inset-inline:16px;bottom:16px;z-index:1000;max-width:560px;margin-inline:auto;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 16px 40px rgba(2,31,70,.18);padding:16px 18px;display:flex;gap:14px;align-items:center;flex-wrap:wrap;font-size:14px}
.mf-consent p{margin:0;flex:1 1 280px;color:var(--ink)}
.mf-consent a{color:var(--brand);text-decoration:underline}
.mf-consent-actions{display:flex;gap:8px}
.mf-consent[hidden]{display:none}
@media (max-width:767px){.mf-consent{bottom:84px}}

@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

/* Hero stats: allow labels to wrap and never push the column wider than the screen */
.pd-hero-grid > *{min-width:0}
.pd-hero-meta{grid-template-columns:repeat(3,minmax(0,auto));width:auto}
.pd-hero-meta span{white-space:normal;line-height:1.35}
.pd-field select{text-overflow:ellipsis}

/* The hidden attribute must always win over component display rules */
[hidden]{display:none!important}
.mf-step-actions{align-items:center}
.mf-step-actions [data-step-next],.mf-step-actions [data-step-submit]{margin-inline-start:auto}
.mf-prose a.mf-tool-card,.mf-prose a.mf-tool-card *{text-decoration:none}
.mf-prose .mf-tool-card strong{color:var(--ink)}

/* Blog */
.mf-chips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 18px}
.mf-chip{display:inline-block;padding:8px 14px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--ink);font-size:14px;text-decoration:none}
.mf-chip:hover{border-color:var(--brand);color:var(--brand)}
.mf-kaushal{border-inline-start:4px solid var(--brand)}
.mf-kaushal p{margin:0 0 10px}
.mf-faq{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:14px 18px;margin:0 0 10px}
.mf-faq summary{cursor:pointer;font-weight:600;color:var(--ink)}
.mf-faq p{margin:10px 0 0}
.mf-card em.mf-small{display:block;font-style:normal;margin-top:8px}
.calc-hint{display:block;font-size:12px;color:var(--muted);margin-top:6px;line-height:1.4}