● Marker Finance calculators

Investment calculator: rental yield and ROI

Estimate the rental yield, cash flow and return on an investment property, with or without a mortgage.

Currency

Investment ROI Calculator

Calculate your property investment returns and break-even.

Property Purchase Details

Property Purchase Price

Trustee Fee

Registration Fee (%)

Broker Commission (%)

NOC Charges

Other Costs

Property Details

Area (sq ft)

Maintenance / sq ft (AED)

Total Maintenance

Annual Income & Expenses

Annual Rent

Management Fee

Annual Insurance

Mortgage Details

Bank Loan Amount

Interest Rate (%)

Tenor (Months)

Inflation Assumptions

Rental Growth (% p.a.)

Expense Inflation (% p.a.)

Property Appreciation (% p.a.)

3-Year Projection

Gross and net yield

Gross yield is annual rent divided by the property price. Net yield deducts service charges, maintenance and other costs. Mortgage payments affect your cash flow and return on the cash you invest.

How banks see investment property

For investment property, the Central Bank limits loan-to-value to 60% for expatriates and 65% for UAE nationals, and banks must deduct at least two months' rent when assessing affordability.

● Frequently asked

Questions about this calculator

1Can I use rental income to qualify for the mortgage?

Many lenders include part of your rental income, with deductions for empty periods. We'll check how each bank treats it.

2Are the projections guaranteed?

No. Rents, costs and property values can go down as well as up.

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